Buy with cash and Buy before you sell

A calmer, more convenient
way to buy

Here’s how it works.

Get approved.

We approve you for a specific amount so you can start shopping and be ready to make an offer as soon as the house you want comes on the market.

Make a cash offer.

We work with your agent to make a cash offer on your new home. Since it’s cash, your offer is three times more likely to beat financed offers.

Win the home.

After the seller accepts your offer, we work with your agent to finalize the purchase. You’ll have a few tasks to complete, too, including paying your earnest money deposit, scheduling an inspection and signing mortgage disclosure statements.

Move into your new home.

We’ll close on your home as soon as the title is ready. You can move in the very next day and rent from us until you buy it back.

Buy back your new home.

Once your mortgage is ready, you’ll close on your new home by buying it back from us.

No upfront payments.
No hidden fees.
No redundant costs.

We offer two all-cash offer solutions. You’ll pay a small convenience fee — or no fee at all — plus rent to become an all-cash buyer. You can usually roll this fee into your mortgage. You’re welcome to use another lender, but we offer a price match guarantee, so you can be sure you’re getting the best deal.

SELECT A SERVICE

Buy with cash for an effective fee of 0%*

Convenience Fee

Often rolled into mortgage

Our standard convenience fee in Texas is 1.9%. But if you use Homeward Mortgage, you’ll receive a credit at closing for the same amount, so that you pay an effective convenience fee of 0%.

Rent

Deferred until closing

We prorate your rent by day, so you only pay for the time you need.

*Homeward’s standard convenience fee in Texas is 1.9% of the purchase price of your new home. If you finance your purchase with Homeward Mortgage, our affiliate lender, Homeward will contribute 1.9% of the purchase price toward your closing costs, so that you pay an effective convenience fee of 0%. That said, you're free to obtain your loan from any mortgage lender you choose and still make a Homeward Cash Offer.

Buy before you sell for an effective fee of 1.4%*

Convenience Fee

Often rolled into mortgage

Our standard convenience fee in Texas is 1.9%. But if you use Homeward Mortgage, you’ll receive a 0.5% credit at closing, so that you pay an effective convenience fee of 1.4%.

Rent

Deferred until you close

We prorate your rent by day, so you only pay for the time you need.

*Homeward’s standard convenience fee in Texas is 1.9% of the purchase price of your new home. If you finance your purchase with Homeward Mortgage, our affiliate lender, Homeward will contribute 0.5% of the purchase price toward your closing costs, so that you pay an effective convenience fee of 1.4%. That said, you're free to obtain your loan from any mortgage lender you choose and still make a Homeward Cash Offer.