1
.
Get approved
Fill out our application.
Work with a Loan Officer Assistant to provide any necessary documentation. Please check your email (and spam folder) frequently and promptly return phone calls. We often have follow-up questions during this step and the faster you respond, the faster we can reach an approval decision.
Meet your Loan Officer (LO), who becomes your point of contact at Homeward once you’re approved.
Search for a home that meets your criteria if you haven’t already found one.
Loan Officer (LO)
Log into your Customer Dashboard to find your Loan Officer's contact information.
2
.
Make a cash-backed offer
Work with your agent to submit an offer request to us.
Submit an offer request through their Agent Dashboard.
The Valuations team reviews the home you want to make an offer on to determine if it's eligible for our program.
Loan Officer (LO)
Log into your Customer Dashboard to find your Loan Officer's contact information.
3
.
Win the home
Pay your earnest money deposit (EMD) and option fee, if applicable.
Work with the seller’s agent to get the Backed by cash addendum and sign your contract.
The title team completes a title examination, issues a title commitment, and discloses all exception documents to purchase the home.
Your lender
Your lender can answer any questions related to your mortgage, such as your closing date, closings costs, etc. Your Loan Officer will be your point of contact if you’re using Homeward Mortgage as your lender.
4
.
Move into your new home
Move in!
Give you your keys on closing day.
We’ll finalize any outstanding documents and close out your account with us.
Loan Officer (LO)
Log into your Customer Dashboard to find your Loan Officer's contact information.
5
.
Invoke a cash offer (if applicable)
Let your agent and LO know you will need Homeward to buy the home with cash.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
We provide you with a final rent invoice and any applicable discount credits.
Your title company works with your lender to prepare to close on your new home.
Your lender
Your lender can answer any questions related to your mortgage, such as your closing date, closings costs, etc.
Customer Experience (CX) Manager
Your CX manager can answer any questions about the Homeward program.
Log into your Customer Dashboard to find your CX Manager's contact information.
5
.
Buy back your new home (if applicable)
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
Your lender
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Suspendisse varius enim in eros elementum tristique. Duis cursus, mi quis viverra ornare, eros dolor interdum nulla, ut commodo diam libero vitae erat. Aenean faucibus nibh et justo cursus id rutrum lorem imperdiet. Nunc ut sem vitae risus tristique posuere.