If you are a California or Texas resident, please see our specific privacy statement and notice of collection for California here and our specific privacy statement for Texas here.
Last Updated: February 24, 2026
Homeward, Inc., its affiliates, and subsidiaries (“Homeward,” “we,” “our,” or “us”) values your privacy. This Privacy Policy (“Policy”) describes how Homeward collects, uses, discloses, and otherwise processes personal information described in this Policy.
By using our Services (as defined below), you agree that your personal information will be handled as described in this Policy. Your use of our Services and any dispute over privacy, is subject to this Policy and our Terms and Conditions of Use, available at https://www.homeward.com/legalese/terms-conditions-of-use, including their applicable terms governing limitations on damages and the resolution of disputes.
Personal Information We Collect
How We Use Personal Information
How We May Disclose Personal Information
Cookies and Other Tracking Mechanisms
Your Privacy Rights and Choices
Privacy Statement for Texas Residents
Privacy Statement and Notice of Collection for California Residents
This Policy applies to the personal information Homeward collects and processes related to visitors of our websites where this Policy is posted, including www.homeward.com, www.homewardmortgage.com, and www.homewardtitle.com (the “Sites”), and the Services available through the Sites (the “Services”), and others as required by applicable law.
Depending on how you interact or engage with us, we may provide you with other privacy notices with additional or separate details about our privacy practices. For example, this Policy does not apply to employees in the context of our working relationship with them.
As further described below, we collect personal information directly from you, automatically through your use of the Services, and from other, third-party sources. The type of information that we collect from you depends on your interaction with our Site and Services.
Personal Information We Collect Directly From You
You can use certain features of our Services without registering with us. However, some features require you to create an account or provide us with certain personal information. While the personal information we collect varies depending upon your use of our Services and our interactions with you, in general, we may collect the following personal information:
Personal Information We Collect Automatically
We and our service providers automatically collect personal information related to your use of our Services, including through the use of cookies, pixel tags, and other similar technologies. The personal information we may automatically collect includes:
We may combine this information with other personal information we collect from you (and our service providers may do so on our behalf). For more information about our use of cookies and other similar technologies, please see the “Cookies and Other Tracking Mechanisms” section below.
Personal Information We Collect From Other Sources
We may collect and receive certain personal information from business partners and agents, advertising networks, data analytics providers, providers of marketing and lead generation services, government entities, public databases, and vendors and service providers who provide services or functions on our behalf. For example, we may collect your name, contact information, and certain transaction details from our business partners and agents. We also may receive information from consumer reporting agencies, such as information about your credit or creditworthiness for purposes of evaluating your eligibility for our Services.
We collect, use, disclose and otherwise process the personal information we collect about you for the following purposes:
No mobile telephone number information will be shared with or sold to third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; user consent will not be shared with any third parties.
We may disclose the categories of personal information we collect, as described above, for the purposes described above and as follows:
We also disclose your personal information in the following circumstances:
We and third parties may use cookies, pixel tags, and other similar tracking mechanisms to automatically collect information about browsing activity, type of device, and similar information within our Services. We use this information to, for example, analyze and understand how you access, use, and interact with us through our Services, to identify and resolve bugs and errors in our Services, to assess, secure, protect, optimize and improve the performance of our Services, as well as for marketing and advertising purposes, analytics purposes, and to personalize content in our Services. We may also aggregate such information to analyze trends, administer our Sites, and gather broad demographic information for aggregate uses.
Cookies. “Cookies” are alphanumeric identifiers we transfer to your device’s hard drive through your web browser for tracking purposes. Some cookies allow us to make it easier for you to navigate our Services, while others are used to enable a faster log-in process, support the security and performance of the Services, or allow us to track activity and usage data within the Services.
Session Replay Trackers. We use third party services that employ software code to record users’ interactions with the Services in a manner that allows us to view replays of those user sessions. The replays include users’ clicks, mouse movements, scrolls, and keystrokes/key touches during those sessions. These replays help us diagnose usability problems, optimize functionality, and identify areas for improvement.
Pixel Tags. Pixel tags (sometimes called web beacons or clear GIFs) are tiny graphics with a unique identifier, similar in function to cookies. While cookies are stored locally on your device, pixel tags are embedded invisibly within web pages and online content. We may use these, in connection with our Services to, among other things, track the activities of users, and help us manage content and compile usage statistics. We may also use these in our emails to let us know when they have been opened or forwarded, so we can track response rates and gauge the effectiveness of our communications.
Third Party Analytics. We use third party tools, such as Google Analytics, which are operated by third party companies, to evaluate usage of our Site and Services. These third-party analytics companies use cookies, pixels, and other tracking technologies to collect data about our Services to provide us with reports and metrics that help us evaluate usage of our Services, improve our Site, and enhance performance and user experiences. To learn more about Google’s privacy practices, please review the Google Privacy Policy at https://www.google.com/policies/privacy/partners/. You can also download the Google Analytics Opt-out Browser Add-on to prevent your data from being used by Google Analytics at https://tools.google.com/dlpage/gaoptout.
Do Not Track. Some web browsers have an optional setting called “Do Not Track” (DNT) that lets you opt-out of being tracked by advertisers and some third parties. Because many of our Services won’t function without tracking data, we do not respond to DNT settings. You may, however, disable certain tracking as discussed below (e.g., by disabling cookies).
Homeward retains your personal information for as long as necessary for the purposes described in this Privacy Policy, or to achieve the purposes for which the information was collected, or as may otherwise be permitted under applicable law. In determining retention periods, we consider factors such as our legal and contractual obligations, as well as the amount, nature, and sensitivity of personal information, the purposes for which we process the personal information, and the potential risk of harm that may result from unauthorized processing of the personal information.
We make available several ways for you to manage choices about your personal information, including preferences regarding cookies, whether you want to receive marketing and promotional emails from us, and choices regarding your account and profile information.
This section applies to Texas residents whose personal information is processed by Homeward pursuant to the Texas Data Privacy and Security Act (“TDPSA”). If you are not a Texas resident, this section does not apply to you.
The purpose of this section is to supplement our Privacy Policy and provide additional information relevant to Texas residents. This section should be read in conjunction with our Privacy Policy.
If you are a Texas resident, you can exercise your right to confirm whether we are processing your personal data, and to access that data including in a portable format if the data is available in a digital format; correct inaccuracies; and delete your personal data under Texas law by accessing Your Privacy Rights.
You can also exercise certain rights – or contact us with any questions or comments about this Policy or about how we handle your personal information – by sending our privacy team an email at privacy@homeward.com. If we decline to take action on your privacy rights request, you may appeal our refusal within a reasonable period after you have received notice of the refusal. You can appeal any decisions we make by emailing us at privacy@homeward.com.
We may be deemed to “sell” or process personal information for targeted advertising, as those terms are defined under Texas law, based on certain uses of cookies and other tracking technologies on our website. You may exercise your right to opt out of the sale or processing of your personal data for targeted advertising via the My Privacy Choices link in the footer of our website. In addition, our website responds to global privacy control—or “GPC”—signals, which means that if we detect that your browser is communicating a GPC signal, we will process that as a request to opt that particular browser and device out of sales and processing for targeted advertising through the use of cookies and tracking tools on our website. Note that if you come back to our website from a different device or use a different browser on the same device, you will need to opt out (or set GPC for) that browser and device as well. More information about GPC is available at: https://globalprivacycontrol.org/.
Please know that when we receive a request, we may verify it by requesting information sufficient to confirm your identity. To the extent permitted by Texas law, you may also designate an authorized agent to submit certain requests on your behalf. We will use commercially reasonably efforts to identify the consumer, and the authorized agent's authority to act on the consumer's behalf. We reserve the right to deny requests in certain circumstances, such as where we have a reasonable belief that the request is fraudulent.
We will fulfill each request to the extent required by law. Homeward does not discriminate or retaliate against Texas residents for exercising their privacy rights.
Homeward does not knowingly sell your sensitive personal data, or your biometric personal data, as those terms are defined by the TDPSA.
This section applies to California residents whose personal information is processed by Homeward pursuant to the California Consumer Privacy Act, and its implementing regulations, each as amended (“CCPA”). If you are not a California resident, this section does not apply to you.
The purpose of this section is to supplement our Privacy Policy and provide additional information relevant to California residents regarding our personal information processing practices in the previous 12 months and our current personal information practices. This section should be read in conjunction with our Privacy Policy.
The chart below identifies the categories of personal information we may collect directly from you, automatically when you use our Sites and Services, and from other sources, as described in more detail in the “Personal Information We Collect” section above. We use the information collected for the purposes described in the “How We Use Personal Information” section above. We may disclose each category of personal information we collect to service providers and contractors for a business purpose, and to others, as described in the “How We May Disclose Personal Information” section above.
Selling and Sharing of Personal Information. California privacy laws define a "sale" as disclosing or making available to a third-party personal information in exchange for monetary or other valuable consideration, and “sharing” broadly includes disclosing or making available personal information to a third party for purposes of cross-context behavioral advertising. While we do not disclose personal information to third parties in exchange for monetary compensation, we may “sell” or “share” (as defined by the CCPA): identifiers, such as unique personal identifiers, online identifiers, IP address, or other similar identifiers; commercial information, such as Services and/or products purchased or considered; location data; preferences, device and browser information, and activities and usage data to analytics providers, third-party advertising networks, and social networks. We do so in order to improve and evaluate our advertising campaigns and better reach customers and prospective customers with more relevant ads and content. We do not sell or share sensitive personal information, nor do we sell or share any personal information about individuals who we know are under sixteen (16) years old.
California Residents’ Rights. Under the CCPA, California residents have the following rights (subject to certain limitations):
Exercising Right to Know/Access, Correct, Delete. The exercise of these rights is subject to appropriate verification of your identity. If we cannot fulfill your privacy rights request, we will explain why. California privacy rights requests may be submitted to us by accessing Your Privacy Rights or by using the contact details at the end of this Privacy Policy. We do not retaliate or discriminate against California residents for exercising their privacy rights.
Exercising Opt-Out Rights. California residents can exercise their right to opt out of the sale or sharing of their personal information via the My Privacy Choices link in the footer of our website. In addition, our website responds to global privacy control—or “GPC”—signals, which means that if we detect that your browser is communicating a GPC signal, we will process that as a request to opt that particular browser and device out of sales and sharing (i.e., via cookies and tracking tools) on our website. Note that if you come back to our website from a different device or use a different browser on the same device, you will need to opt out (or set GPC for) that browser and device as well. More information about GPC is available at: https://globalprivacycontrol.org/.
Should we speak with you by telephone, we may record calls with you for quality assurance and training purposes. By consenting to the terms of this Privacy Policy, you consent to such recordings by Homeward, Inc. and any of its affiliates, service providers, and vendors.
Our Services are not designed for children, and we do not knowingly collect personal information from children under the age of eighteen. If we learn that we have received information directly from a child who is under the age of eighteen, we will delete such information from our systems. If you are a parent or legal guardian and you believe we have collected your child’s information in violation of applicable law, please contact us using the contact information below.
Our Services may contain links to third-party websites or features. Any access to and use of such linked websites or features is not governed by this Policy, but instead is governed by the privacy policies of those third parties. We are not responsible for the information practices of such third parties, including their collection of your personal information. You should review the privacy policies and terms on all such third parties before proceeding to those websites or using those features.
We have implemented safeguards that are intended to protect the personal information that we collect from loss, misuse, and unauthorized access, disclosure, alteration, and destruction. Please be aware that despite our efforts, no data security measures can guarantee security.
This Policy is current as of the date set forth above. We may change, update, or modify this Policy from time to time. We will post any updates to this Policy on our Sites, so we suggest that you check here periodically for the most up-to-date version of our Policy. If we make material changes to how we collect, use, and disclose the personal information we have previously collected about you, we will endeavor to provide you with notice, such as by posting prominent notice on our Sites or within the Services.
If you have questions about this Policy or our privacy practices, please contact us using the contact information provided below.
privacy@homeward.com
1007 S Congress Ave
Building 9, Suite 410
Austin, TX 78704
USA